Dear Friend,

Did you know that the Making Home Affordable Program is slated to end December 31st, 2013?

Did you know that it can take YEARS to get a loan modification approved and finalized?

THE TIME TO ACT IS NOW!!!

Are you behind on your monthly mortgage payments?

Have you stopped making your mortgage payments all together?

Are you currently facing foreclosure and have received a Notice of Sale date for your home?

Are you struggling to get a LOAN MODIFICATION but running into brick walls with your lender?

Are you considering bankruptcy, a short sale or deed in lieu as a last ditch option?

Does CONCISE and STEP-by-STEP ADVICE on how to STOP or STALL your FORECLOSURE sound pretty appealing?

Did you know that there are 1 million Americans searching for the terms “loan modification help” on Google each month? 

You are NOT ALONE.

The Simple Guide to Saving Your Home is full of insider advice and tips (that you haven't heard!) and grassroots strategies that you can employ against the lenders to force them into modification!

**FIND OUT which formulas are used to DETERMINE ELIGIBILITY for modifications!

**HOW TO STALL FOR TIME if you get a Notice of Sale on your doorstep!

**DISCOVER simple tweaks to your application that can get you APPROVED for a mod even if you've previously been denied!

**FIND OUT little known TAX IMPLICATIONS of debt forgiveness and how to avoid a HUGE TAX BILL!

**HOW TO use the bank's OWN ILLEGALITIES in record-keeping to SAVE YOUR HOME!

**How to ELIMINATE A 2nd MORTGAGE using CHAPTER 13...it's EASIER THAN YOU THINK!

After a 2 YEAR STRUGGLE with my lender (yes.....I did NOT make payments for 2+ years) I FINALLY got the modification I needed and SAVED my HOME!

I want to HELP YOU do the same.

I've taken the KNOWLEDGE I gained from working with a highly regarded consumer debt relief advocate and I'm spilling all the dirty secrets the mortgage industry and the bank's DON'T want you to know!

Here's what you'll find in my easy-to-read 45 page PDF e-book,

Stop or Stall Your Foreclosure

What the Big Banks DON'T Want You To Know!

PROVEN STRATEGIES to STOP or STALL Your FORECLOSURE!

The story of my two and a half year battle with one of the biggest (and most corrupt) mortgage loan lender's in the nation.

Chapter 2:  The Dirty "BIG" Secret

Find out what the big banks DON'T want you to know! 

Why in many cases it's advantageous for the bank to foreclose on a property rather than work with the homeowner to modify their loan! 

Ever heard of a "Shared Loss Agreement?  You'll be stunned.

Chapter 3:  Stop Paying Your Mortgage

This is a huge decision.  It's like stepping off a cliff, there's no turning back once it's done. 

We'll walk you through this decision and share the possible ramifications AND benefits to this strategy.

Chapter 4:  The Foreclosure Process (Judicial vs. Non-Judicial)

One of the biggest anxieties for us during this LONG process was not knowing what to expect. 

We'll attempt to take the fear out of the process and break it down for you based on whether you live in a Judicial or Non-Judicial state. 

We'll provide resources for those borrowers that are facing Wrongful Bank Foreclosure and tell you how to force your lender to suspend foreclosure actions if you are under review for a modification.

Chapter 5:  Modifications - What to Know Before You Apply!

We'll discuss the different loan types and eligibility requirements for various modification programs. 

Find out what type of modification the customer service reps will only offer if you ASK FOR IT!

Chapter 6:  HAMP - Home Affordable Modification Program

We'll give you the bank's basic formula for determining eligibility in this program and tips on communicating with your lender during the application process.

Chapter 7:  Apply and Reapply for HAMP

Read about common reasons for HAMP denial and how to reapply.  

Also includes tips on how to avoid cross-collateralization (ie. the bank freezing your bank account until your loan becomes current.)

Chapter 8:  Traditional Modification

We'll give the bank's basic formula for determining eligibility in traditional modification programs. 

Discusses how to tailor income/expenses to best meet their requirements.

Chapter 9:  How to Write a Killer Hardship Letter

Expert guidance on how to write an effective hardship letter including tips from someone who works in a loan modification department!

Chapter 10:  Produce the Note Strategy

How to use the bank's own illegalities in record keeping to stall foreclosure proceedings.

Chapter 11:  The Bankruptcy Option

Explores how bankruptcy can effectively be used to stall or stop foreclosure. 

Discusses eligibility requirements, advantages/disadvantages of Chapter 7 and Chapter 13 bankruptcy and tax considerations. 

 Also, tips on how Chapter 13 (considered the HOME SAVER) may help you eliminate a second mortgage.

Chapter 12:  Unemployment, Deed in Lieu and Short Sales 

Discusses eligibility, advantages and disadvantages to the HAMP Unemployment Program and benefits/risks to using a Short Sale or Deed In Lieu as an exit strategy.

Chapter 13:  Why You Need To Continue Paying HOA Dues

Why defaulting on your HOA dues can sabotage your modification efforts.

Chapter 14:  Avoiding Scams

Advice and resources on how to avoid becoming a victim of foreclosure avoidance scams. 

Chapter 15:  How to Find an Awesome Attorney

If you choose to hire an attorney, (which I recommend) I'll tell you how to filter out the sharks and find a reputable attorney who can get results. 

Chapter 16:  Psychological Effects

Explores the connection between financial stress and the emotional and physical toll it can take. 

Chapter 17:  How to Combat the Stress

How to fully live and enjoy your life despite financial (and housing) uncertainty. 

For the Next 90 Days "Stop or Stall Your Foreclosure, What the Big Banks Don't Want You To Know" is exclusively available on Amazon.com for $2.99! Click this Link to be taken to Amazon.com!

Many do-it-yourself foreclosure defense programs that I've seen charge $99+ and they are total garbage. 

This is the REAL deal and I've made it affordable for EVERYBODY!

That's how confident I am that this book will HELP YOU and YOUR FAMILY.